How to Save for a Hot Tub

Before you go out to buy a hot tub, doing your research beforehand and even renting one of the smaller inflatable tubs can really help you inform your decision. Not only will you be able to figure out whether buying one of the expensive tubs is worth it for yourself but you’ll also be able to tell whether you need an expensive one. The cheaper inflatable ones can be more convenient and don’t require as much upkeep. They’re portable meaning that you can take it wherever you need whenever you like.

If you have already decided that you want to buy a ‘proper’ hot tub, then the price tag won’t be something you weren’t expecting. You can get basic hot tubs from £2000 upwards, with the middle tier tubs having a hefty £5000 price tag. If you aren’t fortunate to have the spare cash lying around, then you may have to save up for your tub over a period of time. A lot of hot tub stores have payment plans in which you can pay off your tub on a monthly basis, but depending on how long you want to pay it off for this can still amount to nearly £200 a month depending on the tub you’ve chosen. We have a few money saving tips to help you along your way with paying for your hot tub.

Firstly, most banks allow you to set up a savings account, especially with online banking in which you can set up a savings account but not be given a debit card for it, so you can’t withdraw from the account. By setting up small payments each month, you can save up a substantial amount over time and you won’t be tempted to dip into it.

Researching your energy suppliers may also help you out in the long run too. Generally, hot tubs raise the electricity bill and some energy suppliers may charge you more if you’re using a substantial amount of energy. On the other hand, some suppliers have tariffs that suit households that consume more electricity, they offer a reasonable unit rate which could bring your bills down quite a bit. If you do this before you get your hot tub installed, then switching supplier or tariff can actually save you up to £30-£40 a month. This money can then be put away to help pay for the tub itself, especially if you go for the monthly payment option.

Assessing your outgoings and cancelling off anything that you really don’t need (like a subscription to knitting weekly) then you can really save quite a bit of money. Sometimes we don’t realise how much money we spend on subscriptions especially if we took them out quite a while ago. Putting away a little of the expendable income that you may have and keeping focused on putting it into your savings account can really make the money add up and you’ll be relaxing in your hot tub in no time.

If this still seems like too much for you, I’d recommend booking a hot tub holiday in the UK. Spending £300 on a long weekend with a hot tub is much more manageable than scrimping and saving to get enough money for your own. After all, how often will you really use a hot tub at home? I see time in a hot tub as more of a treat, and if you have one sitting in your back yard it’s not going to be as special to hop in and spend some quality time.

Have a shop around for cottages with hot tubs, cabins with hot tubs and hot tub lodges, there are loads on offer. Here’s a handy guide that outlines everything you need to know:

Our Thrift Adventure!

Our Thrift Adventure!

The phone rings, “What are you doing?”  This is code for, “Do you want to shop?”   Wanting to change up our thrifting routine this week, we decided to follow our tip #9, visit multiple thrift stores in one shopping trip, they’re usually near each other.  Spicing it up even more, we put a 30-minute time limit on each store to see what we could find.  We didn’t necessarily look for stuff we wanted to purchase, but focused more on finding things to share with you guys to show you that you can almost always find something at most thrift stores.

TIP #9: Pick an area of town and go to 3-4 thrift stores since they are often near each other. (11 [Read more…]